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As the truck gets older, less lenders are willing to finance you, and so the second question becomes how much money you’re starting your business with. Since you’ll usually need to start with at least 10% down as a new business owner. A lender will want to see that you’ve still got some money left over after making the down payment at tow truck financing with bad credit.

Some tow truck leases are set so that you only have to pay $1 at the end. Some are set so that you have a balloon payment. But they’re usually set up as leases. If you’ve been in business for at least a couple of years. Your credit doesn’t have to be perfect for leasing a tow truck. The better your credit score, the easier it is, but unless your situation is crazy bad. There’s usually a solution that can be found.

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